Privacy Policy

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the F-Cube platform
• Authenticate your identity and manage your account
• Process and display expenses, balances, and shared data within your circles
• Send transactional notifications related to your activity (e.g., expense added, settlement requested)
• Respond to your support requests and communications
• Detect and prevent fraud, abuse, and security incidents
• Comply with applicable legal obligations

We do not use your data for advertising and do not sell your personal information to third parties.

3. Data Sharing and Disclosure

We share your information only in the following limited circumstances:

• With other users in your circles: Expenses and related data you enter into a shared circle are visible to all members of that circle.
• Service providers: We use AWS for application infrastructure and authentication, and Razorpay for payment processing for F-Cube Pro subscriptions. Error reports are routed to our AWS infrastructure and Trace; our on-device crash library does not send reports to Sentry services. Razorpay receives your payment method details and billing information solely to process subscription payments.
• Legal requirements: We may disclose your information if required by law, court order, or to protect the rights, property, or safety of F-Cube, our users, or the public.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction. You will be notified via email and/or a prominent notice on our platform.

4. Data Storage and Security

Your data is stored on our AWS infrastructure. Application access controls restrict access to the accounts and circles you are authorized to use.

We apply security best practices including:

• HTTPS enforcement across all platform endpoints
• CSRF protection on all state-changing API requests
• Content Security Policy (CSP) headers to mitigate XSS
• Regular security reviews of our codebase and infrastructure

No method of transmission or storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

5. Your Rights and Choices

Depending on your location, you may have the following rights with respect to your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request that we correct inaccurate or incomplete data.
• Deletion: Request deletion of your account and associated data. You can initiate this from your account settings or by contacting us.
• Portability: Request an export of your data in a machine-readable format.
• Objection: Object to certain types of processing, such as marketing communications.

To exercise any of these rights, please contact us at hello@f-cube.io. We will respond within 30 days.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide you with the service. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal, regulatory, or legitimate business purposes (e.g., fraud prevention, financial record-keeping obligations).

Anonymized or aggregated data that cannot identify you may be retained indefinitely for analytics and service improvement purposes.

7. Cookies and Tracking

F-Cube uses cookies and similar technologies to operate the platform:

• Session cookies: Used to maintain your authenticated session. These are essential for the platform to function and cannot be disabled.
• CSRF token cookie: A security cookie used to protect against cross-site request forgery attacks.

With your permission, we use Google Analytics and Oronzo Growth to understand page visits, signup, setup progress and actions such as creating circles, expenses, liabilities, savings and goals. Analytics cookies and a random identifier help measure repeat visits. Google also processes device and browser information and approximate location derived from your IP address. We exclude financial record contents, names, email addresses, phone numbers, passwords and documents from our analytics events. Advertising features are disabled. You can decline analytics without losing any app features and change your choice below. Turning it off stops future collection on this browser and clears our analytics identifiers; it does not delete events already received by the providers.

Learn how Google uses data in its partner sites privacy information.

8. Children's Privacy

F-Cube is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will delete such information promptly. If you believe a child under 13 has submitted personal information to us, please contact us at hello@f-cube.io.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by updating the "Last updated" date at the top of this page and, where appropriate, sending a notification via email or within the platform.

Your continued use of F-Cube after any changes constitutes your acceptance of the updated Privacy Policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: